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	<title>bizbasicslive.com &#187; budgeting</title>
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	<description>Sweet Solutions for Sticky Problems</description>
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		<title>Do you find merchant statements confusing?</title>
		<link>http://bizbasicslive.com/2011/07/13/do-you-find-merchant-statements-confusing/</link>
		<comments>http://bizbasicslive.com/2011/07/13/do-you-find-merchant-statements-confusing/#comments</comments>
		<pubDate>Thu, 14 Jul 2011 00:43:41 +0000</pubDate>
		<dc:creator>Tina</dc:creator>
				<category><![CDATA[budgeting]]></category>
		<category><![CDATA[small business]]></category>

		<guid isPermaLink="false">http://bizbasicslive.com/?p=644</guid>
		<description><![CDATA[If you answer yes to this question, you are not alone.  When reviewing budgets with clients we always talk about merchant fees and how the client can get a better deal for accepting credit cards.  Lately, this discussion is happening more and more. Businesses accepting credit and debit cards from their customers pay transaction fees.  [...]]]></description>
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		<title>The Building Blocks to Financial Fitness: How to create a budget you can live with</title>
		<link>http://bizbasicslive.com/2009/11/07/the-building-blocks-to-financial-fitness-how-to-create-a-budget-you-can-live-with/</link>
		<comments>http://bizbasicslive.com/2009/11/07/the-building-blocks-to-financial-fitness-how-to-create-a-budget-you-can-live-with/#comments</comments>
		<pubDate>Sat, 07 Nov 2009 21:56:36 +0000</pubDate>
		<dc:creator>Tina</dc:creator>
				<category><![CDATA[budgeting]]></category>
		<category><![CDATA[small business]]></category>
		<category><![CDATA[CNN Money]]></category>
		<category><![CDATA[Dave Ramsey]]></category>
		<category><![CDATA[financial experts]]></category>
		<category><![CDATA[Kiplinger's]]></category>
		<category><![CDATA[Suze Orman]]></category>

		<guid isPermaLink="false">http://bizbasicslive.com/?p=245</guid>
		<description><![CDATA[Believe it or not, 2009 is almost over !  What was your year like? Most of my clients say business is down. But two of them are actually doing better than they did in 2008.  Restaurants are down about 20 % (on average) from last year.  These figures, of course, vary by industry. As you [...]]]></description>
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		<title>How Organized Are You?</title>
		<link>http://bizbasicslive.com/2009/09/05/how-organized-are-you/</link>
		<comments>http://bizbasicslive.com/2009/09/05/how-organized-are-you/#comments</comments>
		<pubDate>Sat, 05 Sep 2009 20:35:11 +0000</pubDate>
		<dc:creator>Tina</dc:creator>
				<category><![CDATA[budgeting]]></category>
		<category><![CDATA[small business]]></category>
		<category><![CDATA[Excel]]></category>
		<category><![CDATA[Quick Books]]></category>
		<category><![CDATA[Quicken]]></category>

		<guid isPermaLink="false">http://bizbasicslive.com/?p=125</guid>
		<description><![CDATA[&#8220;Out of clutter, find simplicity&#8230; From discord find harmony&#8230; In the middle of difficulty lies opportunity.&#8221; Albert Einstein Reading this quote makes me think that Einstein was not organized in the way we generally think of being organized. How organized are you? Most people I know have planners, calendars, and to do lists. Personally I [...]]]></description>
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		<title>Does Trying to Budget your Money Frustrate You?</title>
		<link>http://bizbasicslive.com/2009/08/01/does-trying-to-budget-your-money-frustrate-you/</link>
		<comments>http://bizbasicslive.com/2009/08/01/does-trying-to-budget-your-money-frustrate-you/#comments</comments>
		<pubDate>Sat, 01 Aug 2009 23:33:54 +0000</pubDate>
		<dc:creator>Tina</dc:creator>
				<category><![CDATA[budgeting]]></category>
		<category><![CDATA[accounting]]></category>
		<category><![CDATA[business budget]]></category>
		<category><![CDATA[consulting]]></category>
		<category><![CDATA[personal budget]]></category>
		<category><![CDATA[small business]]></category>

		<guid isPermaLink="false">http://bizbasicslive.com/?p=33</guid>
		<description><![CDATA[People generally do not like the word &#8220;budget&#8221;.  Why?  Because it is restrictive, just like a diet.  Don&#8217;t eat that, don&#8217;t buy that!  Watch the calories, watch the dollars! It is much easier to think of keeping track of income and expenses when you view it as a lifestyle plan, rather than a budget. Thinking [...]]]></description>
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		<title>Are you Afraid of Numbers? Do you have Arithmophobia?</title>
		<link>http://bizbasicslive.com/2009/07/14/arithmophobia/</link>
		<comments>http://bizbasicslive.com/2009/07/14/arithmophobia/#comments</comments>
		<pubDate>Tue, 14 Jul 2009 23:36:08 +0000</pubDate>
		<dc:creator>Tina</dc:creator>
				<category><![CDATA[accounting]]></category>
		<category><![CDATA[budgeting]]></category>
		<category><![CDATA[small business]]></category>
		<category><![CDATA[arithmophobia]]></category>
		<category><![CDATA[business budget]]></category>
		<category><![CDATA[fear]]></category>
		<category><![CDATA[numbers]]></category>
		<category><![CDATA[personal budget]]></category>

		<guid isPermaLink="false">http://bizbasicslive.com/?p=24</guid>
		<description><![CDATA[When I tease my my colleagues and clients about being afraid of numbers, I am referring to dealing with  the numbers or what the numbers tell them or being afraid to face the numbers (as opposed to facing the music). However, there are actually people who do have arithmophobia or numerophobia which is  &#8216;fear of [...]]]></description>
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		<title>Bean Counters and Budgeting</title>
		<link>http://bizbasicslive.com/2009/01/10/bean-counters-and-budgeting/</link>
		<comments>http://bizbasicslive.com/2009/01/10/bean-counters-and-budgeting/#comments</comments>
		<pubDate>Sat, 10 Jan 2009 00:35:43 +0000</pubDate>
		<dc:creator>Tina</dc:creator>
				<category><![CDATA[accounting]]></category>
		<category><![CDATA[budgeting]]></category>
		<category><![CDATA[small business]]></category>

		<guid isPermaLink="false">http://bizbasicslive.com/?p=15</guid>
		<description><![CDATA[For over twenty years now, I have been an accountant. It is a profession which can be stressful at times, but I have found that it often depends on where you work, not the accounting work itself that causes the stress!! And sometimes it isn&#8217;t the company, but the boss causing the stress. Since graduating [...]]]></description>
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